I got my referrals! I requested a referral to a rheumatologist and I was matched up with the busiest rheumy around. My appt date is Feb 2! That's 3 1/2 months away from when the appt was scheduled. How nice. I'm used to the pain, though I'd like to have it somewhat controlled and waiting another 3 months wasn't exactly MY plan...
I also got my infertility referral. However, there is good news and bad news. Good news: I don't have to deal with BAMC! And I got an appt for NEXT WEEK. Bad news: Tricare is not contracted with the clinic I wanted. I looked up the CDC stats for the one I was matched with and it isn't so great. For 2009, they only did 3 frozen transfers which resulted in ZERO live births. And, here's the kicker...it will cost us $4500 each transfer. That is more than double what I was expecting. I called Tricare about it and they said I could still go to the clinic I wanted ($2850 for an FET) but EVERYTHING is out of pocket. I will typically have lab work every other day for the first two weeks costing us $80-120 a pop. That also doesn't include u/s's which run $150-220 every other day plus doctors fees. I'm sure each cycle would end up being close to $4500 anyway...what would you do??? Ah the hold insurance companies have on us...
I'll let you all know what happens next week.
1 comment:
Tricare standard with no referrals? Also, depending on labs, Tricare often covers a lot more than the MTF docs know. We have had urine metals tests and all sorts covered. I know you're probably a pro at this, but depending on the lab, Tricare might just cover it anyway, just be inventive with the diagnostic codes... If it were me though, I would pay the money and go to the clinic with the best record for success. Otherwise you might pay a bunch for an unsuccessful transfer, then have to pay again for the next try. Also, for rheumatology, they are supposed to have you seen in something like 30 days. Ask for another referral to a different doc with a shorter wait time. Hop on Tricare.com and find some other docs, call around for appt wait times and ask for a specific doc for your referral.
Hope you guys are well.
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